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I do a little happy dance every time I discover that something I’m purchasing also happens to be on sale. It’s like putting money directly back into your pocket because you don’t have to spend as much as you had thought.
Who doesn’t like putting money back into their pocket?
It’s one of the reasons that credit cards with cash back reward programs are so popular. A consumer can simply shop as they normally would, and with no effort they get a check in the mail for how much they’ve earned.
If this kind of cash back rewards program appeals to you AND you love shopping online, I’ve got something I want to show you. It’s a service called DollarDig, and it just might convince you once and for all that online is THE way to do your shopping.
Here’s how it works:
- Scour the internet for whatever you’re shopping for
- Once found, find the same retailer through DollarDig and see how much cash back that retailer is offering
- Click through to the retailer’s site
- Make your purchase
Your cash back accumulates and can be sent to you via PayPal or Dwolla once you reach the $25 threshold. It’s that easy!
Pros:
- It’s FREE! DollarDig earns it’s own revenue by showing advertisements for their retail partners, so there’s absolutely no cost to you to use the service!
- It’s EASY! Once you find the retailer you want to use, just go to DollarDig and find the same retailer. Click on through and complete your purchase as normal.
- It’s BETTER! There are other similar services out out there, but DollarDig seems to offer a higher cash back rate than other services.
- It puts money in your pocket! Again, who doesn’t like money in their pocket?
Cons:
- Lack of Retailers: While I did find some retailers I use frequently such as Newegg and Best Buy, many currently do not have a relationship with DollarDig.
- Wide Range Of Cash Back Percentages : I took a quick scan through some of the retailers, some of which offer 5, 10, 15 percent cash back and even more. But most of the big names that would be widely used (like Best Buy) give 1%, some even less.
It’s not a perfect service, but it does have the potential of earning a nice chunk of change back over time if you use it a lot. Plus, they say they’re adding new retailers all the time, so it will only get better and better!
What do you think Clever Friends, worth giving a try?
Brought to you courtesy of Brock
Brock is a software engineer by day and personal finance blogger at night. He is a fitness junkie and enjoys grilling and smoking meat. Married with two children, Brock strives to improve his skills as a husband and father, and is always on the lookout to stretch his family’s budget as far as he can.
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